Wonder Home Finance - Bengaluru Banashankari
- Bengaluru
- 1st Floor, Sheshashyla, 573, Above IDFC First Bank, 30th Main Road, Banashankari,3rd Stage, , Bengaluru, Karnataka - 560085
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- 0141 3110 244
- 10:00 AM to 06:30 PM
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FAQ'S
Wonder Home Finance offers home loan transfer at affordable interest rates, which vary from applicant to applicant based on various factors such as CIBIL score, loan amount required, loan payment track record, etc.
The eligibility criteria may vary for each applicant, but generally, you need to have a good repayment track record and meet our credit score requirements.
Balance transfer provides you with lower interest rates, it reduces your EMI amount. Along with that, it also enables you to avail of a top-up loan for your further needs.
You can choose tenure options between 3 to 20 years.
Yes, there may be a minimal processing fee associated with the balance transfer. However, it can be easily offset by the potential savings on interest in the long run.
To apply, visit our website, or call our customer support or visit your nearest branch (www.wonderhfl.com/branch), fill out the application form, and provide the necessary documents.
Yes, Wonder Home Finance is one of the best financial institutions to transfer your existing home loan or loan against property. You can transfer your home loan from any lender, subject to meeting our eligibility criteria and fulfilling the quick and easy approval process.
Home Loan Balance Transfer is the facility offered by us to transfer your outstanding home loan to Wonder Home Finance from your existing bank. Switching to Wonder Home Finance gives you the benefit to pay lower EMIs and enjoy savings with affordable interest rates.
Home Construction Loans can be used for various projects, including building a new house, adding rooms, making structural changes or Extension of house.
A Home Construction Loan is a specialized loan that provides quick funds for the
self-construction of a new house on a piece of land. We provide home loans to self-employed, government, armed forces, and salaried persons at attractive interest rates
Eligibility is assessed based on factors such as credit score, income, property ownership, construction plan, and cost estimate.
Wonder Home Finance offers House Construction loan at affordable interest rates, which vary from applicant to applicant based on various factors such as CIBIL score, loan amount required, documents available, down payment and EMI preferred, etc.
Wonder Home Finance is committed to the policy of minimum documentation, such as Aadhar card, proof of income, property documents, etc.
The processing time can vary, but typically, once all documents are verified, loan approval and disbursement can take a few days to a few weeks.
To apply, visit our website, or call our customer support or visit your nearest branch (www.wonderhfl.com/branch), fill out the application form, and provide the necessary documents.
Yes, a Home Construction Loan can be applied for a property under construction.
Yes, you can use a Home Construction Loan to finance the construction of a house on a plot of land that you own.
Yes, you can consider a Home Loan Balance Transfer to Wonder Home Finance for potentially better interest rates and other benefits.
Yes, you can apply for a Home Construction Loan even if you have an existing home loan with another lender.
Yes, you may be eligible for tax benefits on the interest paid under Section 24(b) and Section 80C of the Income Tax Act. We recommend consulting a tax advisor for personalized advice.
Wonder Home Finance offers House Extension loan at affordable interest rates, which vary from applicant to applicant based on several factors such as CIBIL score, loan amount required, documents available, down payment, and EMI preferred, etc.
A loan extension agreement is a contract between the lender and the borrower which lengthens the due date of the loan. An amendment of the original loan is done which restructures the payment schedule and the new loan maturity date.
Wonder Home Finance is one of the leading housing finance companies in India. Minimum documentation is one of the core benefits provided to our customers. Basic documents required include applicants’ identity proof (PAN card, Aadhar card or Voter ID), income proof (Salary slips or IT Return), bank statement and property documents.
To avail of a Land Purchase and Construction Loan from Wonder Home Finance, you need to meet the following criteria:
1. Age: The applicant must fall between 21 and 65 years.
2. Property Ownership: The applicant must be the owner of the property being pledged as collateral.
3. Property Valuation: The property should meet the valuation criteria set by the company.
4. Income: There should be sufficient income to demonstrate repayment capability.
It is a quite simple and effortless process. Click on the Apply for Home Loan button, call our customer care or visit your nearest branch (link of branch locator to be added), fill out the application form, and provide the necessary documents.
Ans. To calculate the EMI amount you need to visit our Home Loan Calculator (www.wonderhfl.com/calculator?type=emi-calculator) section, fill in the required loan amount, the tenure for which the loan is required, and your expected rate of interest
The loan amount you can avail of for a home extension with Wonder Home Finance depends on various factors, such as the cost of the extension project, your repayment capacity, and the value of your property.
Ans. It is a quite simple and effortless process. Visit our Contact Us page (www.wonderhfl.com/contact-us) or give a missed call at 80-55-600-700 or chat with us on WhatsApp at 7300-23-8888
Home Extension Loan provides quick and hassle-free funds for expanding your existing home. It works by granting you a lump sum amount to support your extension project.
At Wonder Home Finance, we understand the unique needs of the low & middle-income housing segments where end-users are keen to own their own home. We provide localized processing of your proposals, to facilitate property purchase. With competitive home loan interest rates, multiple product options and a team of dedicated professionals bringing our services to your doorstep.
For construction & purchase of a property. To acquire a plot to construct a house. For re-sale, renovation/Home Improvement or extension of an existing house. For balance transfer & top-up of an existing Loan from a few specified lenders. For personal as well as business purposes, a Loan Against Property is available.
No, you would need to have a bank account for the availing a home loan.
Ans. To apply for a home loan, follow these steps:
Step 1: Submit loan application with all required documents for KYC, income, property title and valuation.
Step 2: Official visits for filed investigation, personal discussion & tele-verification.
Step 3: After clearance of all queries related to income, property title and valuation, the sanction decision is made.
Step 4: Submission of all requisite documents for disbursal, post verification. The disbursal is made, depending on the loan type. All key internal processes are handled by a dedicated and knowledgeable in-house team to ensure your application is given due attention and to maintain the highest level of confidentiality.
Home loan interest rates can be calculated with the help of a home loan EMI calculator. Wonder Home Finance also provides a WHFL Home Loan EMI calculator to aid its customers in carrying out hassle-free calculations for interest rates, monthly EMI amount and loan tenure.
A type of loan that is taken to purchase a property, usually a house, or apartment. Plot purchase and construction or for Extension & Repair or home renovation.
Yes, you can avail of a deduction as per the current tax slab.
Wonder Home Finance offers House Purchase loan at affordable interest rates, which vary from applicant to applicant based on several factors such as CIBIL score, loan amount required, documents available, down payment, and EMI preferred, etc.
Wonder Home Finance is one of the leading housing finance companies in India. Minimum Documentation is one of the core benefits provided to our customers. Basic documents required include applicants’ identity proof (PAN card, Aadhar card or Voter ID), income proof (Salary slips or IT Return), bank statement and property documents.
To avail of a Land Purchase and Construction Loan from Wonder Home Finance, you need to meet the following criteria:
5. Age: The applicant must fall between 21 and 65 years.
6. Property Ownership: The applicant must be the owner of the property being pledged as collateral.
7. Property Valuation: The property should meet the valuation criteria set by the company.
8. Income: There should be sufficient income to demonstrate repayment capability.
Ans. You can mortgage various properties to avail of a Loan. These could be:
1. Residential properties which are self-occupied or rented (Apartment, House, Flat, etc.)
2. Commercial properties such as shops, offices etc.
3. A piece of land or plot owned by you.
Yes. You can prepay or part pay the loan, subject to terms & conditions specified and as per guidelines stipulated by NHB from time to time.
Having a co-applicant can improve your eligibility for a higher loan amount. Spouses or immediate family members are common co-applicants.
It is a quite simple and effortless process. Click on the Apply for Home Loan button, call our customer care or visit your nearest branch (link of branch locator to be added), fill out the application form, and provide the necessary documents.
To calculate the EMI amount you need to visit our Home Loan Calculator (www.wonderhfl.com/calculator?type=emi-calculator) section, fill in the required loan amount, the tenure for which the loan is required, and your expected rate of interest.
The maximum amount of a home loan depends on several factors, including your income, source of income, creditworthiness, the value of the property, documents available, etc.
If all the documents and application is completed the approval process for a home loan can take a few days, depending on the requirement and the type of loan you are applying for.
Wonder Home Finance's Home Repair and Renovation Loan covers a wide range of repairs and renovations, including but not limited to kitchen improvement, bathroom upgrades, flooring & tiling, painting, electrical works, waterproofing, plumbing and sanitary work, and structural enhancements. You can discuss your specific requirements with our customer care team for personalized assistance.
Wonder Home Finance offers low-interest home loans for all your home repair and renovation needs. Applicable interest rates vary from applicant to applicant based on several factors such as CIBIL score, loan amount required, documents available, down payment, and EMI preferred, etc.
To avail of a Land Purchase and Construction Loan from Wonder Home Finance, you need to meet the following criteria:<br>
<ol style="padding-left:50px;">
<li><strong>Age:</strong> The applicant must fall between 21 and 65 years.</li>
<li>Property Ownership: The applicant must be the owner of the property being pledged as collateral.</li>
<li>Property Valuation: The property should meet the valuation criteria set by the company.</li>
<li>Income: There should be sufficient income to demonstrate repayment capability.</li>
</ol>
To calculate the EMI amount you need to visit our Home Loan Calculator <a href="https://www.wonderhfl.com/calculator?type=emi-calculator"> <strong> (For Calculator EMI Click Here)</strong></a> section, fill in the required loan amount, the tenure for which the loan is required, and your expected rate of interest.
At Wonder Home Finance, we understand the importance of quick approvals. Our streamlined process ensures that you receive a prompt decision on your loan application. The exact time may vary depending on the completeness/completion of documents and eligibility criteria.
Applying for our Home Repair and Renovation Loan is easy and hassle-free. You can either visit our nearest branch (www.wonderhfl.com/branch) or call our customer care or apply online through our user-friendly website. Our expert team will guide you through the process and assist you in every step of your application.
A Home Renovation Loan, also known as a Home Improvement Loan or Home Repair Loan provides quick and hassle-free funds for repairing, renovating, or upgrading your existing home. It works by granting you a lump sum amount to support your house renovation project.
Any individual, salaried or self-employed can avail Loan Against Property. The co-applicants can be partners or family.
The tenure of LAP typically ranges from 3 to 10 years, providing you with flexible repayment options.
Wonder Home Finance offers affordable mortgage loan interest rates, which vary from applicant to applicant based on various factors such as CIBIL score, loan amount required, property documents, income proofs, etc.
The maximum LAP amount you can avail depends on your monthly income and the value of your property.
At Wonder Home Finance, we strive for quick loan processing. The approval process for LAP is initiated as soon as all necessary documents are submitted.
Yes, you can utilize the loan amount from LAP for various purposes like business expansion, education, wedding expenses, medical bills, debt consolidation, and more.
Loan Against Property (LAP) or Mortgage Loan meaning in simple terms is a secured loan where you can use your residential or commercial property as collateral to secure a loan. It allows you to access funds while retaining ownership of your property.
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Wonderful Stories
Satisfied with the loan process
I am highly impressed with the quick disbursal and easy documentation process. The sales' staff were very cooperative and helpful.
Vikaram Singh Choudhary
Bikaner, Rajasthan
Great customer service
I've got a loan of 10 Lacs without any delay. All the paperwork was done right at my doorstep. I recommend Wonder Home Finance to everyone.
Giridhari Lal Saini
Kotputli, Rajasthan
Extremely thankful to Wonder Home Finance
Sushil Kumar hailing from a small town in Jaipur, Rajasthan with dreams of constructing his own home approached us for a loan. He was contented with our easy house construction loan.
Sushil Kumar
Jaipur, Rajasthan
Simple documentation process
I am very satisfied with the loan process provided by Wonder Home Finance. In the future, if anyone is looking to obtain a home loan in Ahmedabad, I will recommend Wonder Home Finance to them.
Jay Valand
Ahmedabad, Gujarat
Easy home construction loan
I got an affordable home construction loan through Wonder Home Finance. The entire process was simple and nicely explained.
Hari Singh
Jaipur, Rajasthan
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