About Us

Wonder Home Finance Ltd., an NHB-registered housing finance company located in Adajan Gam, Surat, offers quick and affordable home loans, loan against property, and balance transfer. We are committed to serving the unserved segment of society by providing competitive interest rates and minimal documentation, ensuring a smooth borrowing experience. Whether you are planning to buy, build, renovate, or extend your home, our Surat branch offers personalised guidance. Trusted across Gujarat for our transparent services, Wonder Home Finance is your partner for efficient and accessible home loans.

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FAQs

At Wonder Home Finance, we understand the unique needs of the low & middle-income housing segments where end-users are keen to own their own home. We provide localized processing of your proposals, to facilitate property purchase. With competitive home loan interest rates, multiple product options and a team of dedicated professionals bringing our services to your doorstep.

Wonder Home Finance is one of the emerging home finance companies that provides home loans for the construction & purchase of a property, to acquire a plot to construct a house, for re-sale, renovation/home improvement or extension of an existing house. Balance transfer & top-up of an existing Loan from a few specified lenders and a loan against property for business, as well as personal purposes, are also available.

Yes, you can avail of a deduction as per the current tax slab.

To apply for a home loan, follow these steps:
  • Step 1: You can apply for a home loan online through our website https://www.wonderhfl.com/ or by visiting your nearest WHFL branch office.
  • Step 2: Submit loan application with all required documents for KYC, income, property title and valuation.
  • Step 3: Official visits for filed investigation, personal discussion & tele-verification.
  • Step 4: After clearance of all queries related to income, property title and valuation, the sanction decision is made.
  • Step 5: Submission of all requisite documents for disbursal, post verification. The disbursal is made, depending on the loan type. All key internal processes are handled by a dedicated and knowledgeable in-house team to ensure your application is given due attention and to maintain the highest level of confidentiality.

The likelihood that you will repay the loan and make your EMI payments on time depends on your monthly income. Your maximum eligibility for a home loan will depend on your monthly income if you are salaried and your annual earnings if you are self-employed. Therefore, the size of the loan largely relies on the borrower's net income. Most financial institutions will give money for a home loan up to 60 times a person's net income. As an illustration, if your take-home pay is Rs. 30,000, you may be qualified for a loan of about Rs. 18 lakhs.

At Wonder Home Finance, we understand the unique needs of the low & middle-income housing segments where end-users are keen to own their own home. We provide localized processing of your proposals, to facilitate property purchase. With competitive home loan interest rates, multiple product options and a team of dedicated professionals bringing our services to your doorstep.

Wonder Home Finance is one of the emerging home finance companies that provides home loans for the construction & purchase of a property, to acquire a plot to construct a house, for re-sale, renovation/home improvement or extension of an existing house. Balance transfer & top-up of an existing Loan from a few specified lenders and a loan against property for business, as well as personal purposes, are also available.

Yes, you can avail of a deduction as per the current tax slab.

To apply for a home loan, follow these steps:
  • Step 1: You can apply for a home loan online through our website https://www.wonderhfl.com/ or by visiting your nearest WHFL branch office.
  • Step 2: Submit loan application with all required documents for KYC, income, property title and valuation.
  • Step 3: Official visits for filed investigation, personal discussion & tele-verification.
  • Step 4: After clearance of all queries related to income, property title and valuation, the sanction decision is made.
  • Step 5: Submission of all requisite documents for disbursal, post verification. The disbursal is made, depending on the loan type. All key internal processes are handled by a dedicated and knowledgeable in-house team to ensure your application is given due attention and to maintain the highest level of confidentiality.

The likelihood that you will repay the loan and make your EMI payments on time depends on your monthly income. Your maximum eligibility for a home loan will depend on your monthly income if you are salaried and your annual earnings if you are self-employed. Therefore, the size of the loan largely relies on the borrower's net income. Most financial institutions will give money for a home loan up to 60 times a person's net income. As an illustration, if your take-home pay is Rs. 30,000, you may be qualified for a loan of about Rs. 18 lakhs.

At Wonder Home Finance, we understand the unique needs of the low & middle-income housing segments where end-users are keen to own their own home. We provide localized processing of your proposals, to facilitate property purchase. With competitive home loan interest rates, multiple product options and a team of dedicated professionals bringing our services to your doorstep.

Wonder Home Finance is one of the emerging home finance companies that provides home loans for the construction & purchase of a property, to acquire a plot to construct a house, for re-sale, renovation/home improvement or extension of an existing house. Balance transfer & top-up of an existing Loan from a few specified lenders and a loan against property for business, as well as personal purposes, are also available.

Yes, you can avail of a deduction as per the current tax slab.

To apply for a home loan, follow these steps:
  • Step 1: You can apply for a home loan online through our website https://www.wonderhfl.com/ or by visiting your nearest WHFL branch office.
  • Step 2: Submit loan application with all required documents for KYC, income, property title and valuation.
  • Step 3: Official visits for filed investigation, personal discussion & tele-verification.
  • Step 4: After clearance of all queries related to income, property title and valuation, the sanction decision is made.
  • Step 5: Submission of all requisite documents for disbursal, post verification. The disbursal is made, depending on the loan type. All key internal processes are handled by a dedicated and knowledgeable in-house team to ensure your application is given due attention and to maintain the highest level of confidentiality.

The likelihood that you will repay the loan and make your EMI payments on time depends on your monthly income. Your maximum eligibility for a home loan will depend on your monthly income if you are salaried and your annual earnings if you are self-employed. Therefore, the size of the loan largely relies on the borrower's net income. Most financial institutions will give money for a home loan up to 60 times a person's net income. As an illustration, if your take-home pay is Rs. 30,000, you may be qualified for a loan of about Rs. 18 lakhs.

At Wonder Home Finance, we understand the unique needs of the low & middle-income housing segments where end-users are keen to own their own home. We provide localized processing of your proposals, to facilitate property purchase. With competitive home loan interest rates, multiple product options and a team of dedicated professionals bringing our services to your doorstep.

Wonder Home Finance is one of the emerging home finance companies that provides home loans for the construction & purchase of a property, to acquire a plot to construct a house, for re-sale, renovation/home improvement or extension of an existing house. Balance transfer & top-up of an existing Loan from a few specified lenders and a loan against property for business, as well as personal purposes, are also available.

Yes, you can avail of a deduction as per the current tax slab.

To apply for a home loan, follow these steps:
  • Step 1: You can apply for a home loan online through our website https://www.wonderhfl.com/ or by visiting your nearest WHFL branch office.
  • Step 2: Submit loan application with all required documents for KYC, income, property title and valuation.
  • Step 3: Official visits for filed investigation, personal discussion & tele-verification.
  • Step 4: After clearance of all queries related to income, property title and valuation, the sanction decision is made.
  • Step 5: Submission of all requisite documents for disbursal, post verification. The disbursal is made, depending on the loan type. All key internal processes are handled by a dedicated and knowledgeable in-house team to ensure your application is given due attention and to maintain the highest level of confidentiality.

The likelihood that you will repay the loan and make your EMI payments on time depends on your monthly income. Your maximum eligibility for a home loan will depend on your monthly income if you are salaried and your annual earnings if you are self-employed. Therefore, the size of the loan largely relies on the borrower's net income. Most financial institutions will give money for a home loan up to 60 times a person's net income. As an illustration, if your take-home pay is Rs. 30,000, you may be qualified for a loan of about Rs. 18 lakhs.

At Wonder Home Finance, we understand the unique needs of the low & middle-income housing segments where end-users are keen to own their own home. We provide localized processing of your proposals, to facilitate property purchase. With competitive home loan interest rates, multiple product options and a team of dedicated professionals bringing our services to your doorstep.

Wonder Home Finance is one of the emerging home finance companies that provides home loans for the construction & purchase of a property, to acquire a plot to construct a house, for re-sale, renovation/home improvement or extension of an existing house. Balance transfer & top-up of an existing Loan from a few specified lenders and a loan against property for business, as well as personal purposes, are also available.

Yes, you can avail of a deduction as per the current tax slab.

To apply for a home loan, follow these steps:
  • Step 1: You can apply for a home loan online through our website https://www.wonderhfl.com/ or by visiting your nearest WHFL branch office.
  • Step 2: Submit loan application with all required documents for KYC, income, property title and valuation.
  • Step 3: Official visits for filed investigation, personal discussion & tele-verification.
  • Step 4: After clearance of all queries related to income, property title and valuation, the sanction decision is made.
  • Step 5: Submission of all requisite documents for disbursal, post verification. The disbursal is made, depending on the loan type. All key internal processes are handled by a dedicated and knowledgeable in-house team to ensure your application is given due attention and to maintain the highest level of confidentiality.

The likelihood that you will repay the loan and make your EMI payments on time depends on your monthly income. Your maximum eligibility for a home loan will depend on your monthly income if you are salaried and your annual earnings if you are self-employed. Therefore, the size of the loan largely relies on the borrower's net income. Most financial institutions will give money for a home loan up to 60 times a person's net income. As an illustration, if your take-home pay is Rs. 30,000, you may be qualified for a loan of about Rs. 18 lakhs.
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Ratings & Reviews

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Jignesh Vegada

As an Area Sales Manager at Wonder Home Finance, I have had the opportunity to closely observe how our team operates on a daily basis. What truly stands out is our commitment to customer-first service, transparent processes, and ethical practices. Every customer is guided with clarity on documentation, eligibility, and timelines, ensuring a smooth and stress-free loan experience. Our branch staff is trained to maintain professionalism, hospitality, and timely support at every step of the home loan journey. I have seen customers appreciate our quick turnaround time, dedicated assistance, and the efforts we take to understand their financial needs. Working here has given me immense pride because we genuinely focus on simplifying home finance for people from every segment. Wonder Home Finance is not just a workplace—it’s a team driven by strong values, customer trust, and quality service.”

2025-12-01 12:20:22

Kirit Kantariya

Easy loan process

2025-11-14 15:11:38

Business Hours

  • Monday : 10:00 am - 6:30 pm
  • Tuesday : 10:00 am - 6:30 pm
  • Wednesday : 10:00 am - 6:30 pm
  • Thursday : 10:00 am - 6:30 pm
  • Friday : 10:00 am - 6:30 pm
  • Saturday : Closed
  • Sunday : Closed
          

Parking Options

  • Street Parking
  • On Site Parking

Nearby Locality

  • Adajan Gam
  • Pal Bhatha
  • Kawas
  • Bhatha
  • Ichhapore
  • Bhatpore
  • Athwa
  • Rander
  • Udhna
  • Dindoli
  • Pal Gam
  • Gaurav Path
  • Mahadev Nagar
  • Moraji Nagar
  • Gorat

Categories

  • Financial advisor
  • Financial planner

Tags

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  • Mortgage Loan Companies

Home Loans

  • Home Loans |
  • Home Loan Eligibility |
  • Home Loan Interest Rates |
  • Home Loan EMI Calculator |
  • Home Loan Balance Transfer |
  • Home Loan Top-up |
  • Home Construction Loan |
  • Home Renovation Loan |
  • Land Purchase Loan |
  • Affordable Housing Loan |
  • NRI Home Loan

LOAN TYPE

  • Home Loans |
  • Home Loan Eligibility |
  • Home Loan Interest Rates |
  • Home Loan EMI Calculator |
  • Home Loan Balance Transfer |
  • Home Loan Top-up |
  • Home Construction Loan |
  • Home Renovation Loan |
  • Land Purchase Loan |
  • Affordable Housing Loan |
  • NRI Home Loan

Home Loan Process

  • Loan Application |
  • Document Verification |
  • Loan Sanction |
  • Property Valuation |
  • Loan Disbursement |
  • Loan Repayment Options |
  • Prepayment & Foreclosure |
  • Loan Agreement & Terms |
  • Home Loan Disbursement Time |
  • Legal & Technical Verification

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